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Insurance
Property Related Insurance Products

One of our Directors is a Chartered Insurance Broker and Associate of the Insurance Institute. As appointed representatives of an approved FSA Insurance Broker we are able to complete full insurance marketing exercises to ensure that you receive the most competitive insurance policy in terms of both premium and coverage. We offer all manner of property related insurance products including Landlords buildings and contents cover, Legal Expenses and Rent Guarantee, Tenants Contents cover and Blocks of Flats Insurance. Our expertise means we are usually able to beat the price of your existing cover. Please telephone us on 01707 608000 for further information.

Below is an outline of some of the insurance products on offer:-

For LANDLORDS -

Buildings and/or Contents Insurance
Covers the rebuilding of your property following loss or damage caused by fire, lightning, explosion, storm, flood, subsidence, landslip, impact by vehicles, trains, falling trees, animals, aircraft, escape of water from tanks and pipes, theft or attempted theft (including tenants), malicious damage (including tenants), accidental damage, full coverage whilst the property is between lets, loss of rental income and/or alternative accommodation up to 20% of the sum insured following damage. Also includes property owner's liability up to £2m. Contents insurance is on a new for old basis. Discounts are available for taking both Buildings and Contents insurance under the same policy.

Legal Expenses
You may be unable to collect the rent, your tenants may damage or remove your personal possessions, or they may cause a nuisance to your neighbours. All these problems can be resolved by legal action but this is expensive. This cover includes all of your legal expenses up to £50,000.

Rent guarantee
This policy provides total peace of mind for landlords. Cover includes up to 12 months rent arrears until vacant possession is obtained. Additionally, cover includes 60% of the monthly rent for up to 3 months after vacant possession is obtained whilst a new tenant is found. All related legal expenses up to £50,000 can be included.

For TENANTS -

Contents
Up to £20,000 sum insured for damage to your household furniture, equipment, furnishings, clothing and personal possessions whilst in your home and up to £5,000 sum insured for personal possessions taken outside of the home.

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